This bull run we have an opportunity to raise and we’d be better off coordinating our fundraising across the main players and eco. This platform or structure might be a cooperative bank — a pattern seen in other regenerative ecosystems. We can build a cooperative for ethical financial services with the objective of financing projects in the regen economy.
What is RegenCoopBank?
A cooperative bank is a financial institution owned and controlled by its members. Members are usually customers of the bank with the right to vote on the bank’s policies and direction. The main objective is to provide affordable and fair financial services to its members — any profits made are usually reinvested back into the bank or distributed among members. It often serves specific communities and focuses on local development. Our focus would be nature-based assets, RWA, loans to regen infra projects, etc.
Key assumptions:
- Money inflow will lead to the needed engagement & regen outcomes eventually
- Network activity is one of the key indicators of value
- We can agree on cooperative funding
Traditional References
- coop57 — Cooperative financial services
- Grameen Bank
- Banco Palmas
- Village Banking
ReFi References
Intended Results
Regen Network
Financial inflow anticipated to lead to necessary engagement and regen outcomes over time. Working on cooperative funding basis promotes shared responsibility and commitment among network members.
Impact Investors
A platform for investing in ethical, regenerative projects providing returns aligned with their values. Transparency into network activities, governance voice in decision-making, stable risk-averse investment avenue, and portfolio diversification.
Environmentalists / Eco Activists
Directly contribute to the bank’s capacity to finance green projects and promote a sustainable economy through investing in cooperative banking.
Local Projects (csDAOs, local, indigenous, academic communities)
Pooling resources reduces cost of capital. Supportive community of like-minded individuals. More distributed risk. Democratic decision-making gives project developers more influence than in traditional banking.
Developers
Community-focused, aligned with the decentralized nature of web3. More equitable distribution of resources and local economic development. More flexible funding and lending policies than traditional banks.
Lenders
Community involvement and shared purpose. Funds support local development and technological innovation. Member-owners have a say in policies. Cooperative banks typically offer competitive rates.
Join
- Join the working group
- Interested to invest? See the $REGEN Investor Data Room
- Engage in discussions (Telegram, Commonwealth)
- Recommend people or suggest new projects